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A Shoestring and a Prayer

Howard Hoyle

In this insightful and practical guide, the author shares valuable tips and strategies on how to cope with ‎minimum income during times of crisis. Drawing from personal experiences and historical examples, the ‎book offers a candid look at the challenges of financial hardship and provides practical solutions for ‎managing expenses, prioritizing essentials, and maintaining a positive mindset. From accepting the ‎reality of tough times to tightening belts and making necessary sacrifices, this book offers a roadmap for ‎navigating financial difficulties with resilience and determination. A must-read for anyone facing financial ‎challenges, this book is a beacon of hope and practical advice for weathering the storm and emerging ‎stronger on the other side.‎

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ABOUT HOWARD HOYLE


Born in 1950s England, the author grew up in a south ‎Manchester council estate and was raised within a ‎family of seven. This no-nonsense book will be a ‎valuable source of information to all those readers ‎who endeavour to read it. Written from the heart, the ‎author conveys a wealth of knowledge and ‎experience from his own lifetime encounters. Written ‎by the working class for the working class - and ‎anybody else who is on this level - A Shoestring and ‎a Prayer offers all readers the chance to learn how to ‎cope the best way possible in these difficult times that ‎lie ahead. Honest facts and eminent truths from a ‎straight-talking individual who lives on the same level ‎and walks the same streets. A must read for anyone in ‎hard times.‎